Insights on Lombard credit.

A Worked Lombard Loan Example (Illustrative Figures)

A step-by-step, illustrative worked example of how a Lombard loan is sized — portfolio value, an LTV within the disclosed 20–65% envelope, the advance, and the buffer to a margin threshold. Illustrative only, not a quote.

27 July 2026 · Isabelle Chappuis Read →

Which Private Banks Offer Lombard Loans?

A neutral landscape of who offers Lombard loans: Swiss and continental private banks, UK private banks, and independent specialist arrangers.

26 July 2026 · Matthias Roth Read →

Is It Wise to Use Leverage When Investing? A Lombard View

Whether borrowing against a portfolio is wise turns on purpose, size, and discipline — the legitimate cases, the real risks, and what makes leverage prudent. General information, not advice.

25 July 2026 · Isabelle Chappuis Read →

The Risks of Lombard Lending (and How They Are Managed)

The main risks of Lombard lending — margin calls, forced sales, rate and concentration risk — and how a sound structure manages them.

24 July 2026 · Isabelle Chappuis Read →

Lombard Loans During Market Volatility: Managing the Buffer

How a Lombard facility behaves in volatile markets, and how a conservative loan-to-value buffer set in calm markets is what protects you when they are stressed.

23 July 2026 · Isabelle Chappuis Read →

Can You Borrow Against a Stocks & Shares ISA?

Generally no: ISA rules bar using the investments inside the wrapper as loan security. What you can borrow against instead, and why.

22 July 2026 · Isabelle Chappuis Read →

Can You Borrow Against Private Company Shares?

Why unlisted, private company shares are hard collateral for a Lombard loan, the narrow exceptions, and the alternatives before an IPO.

20 July 2026 · Nicolas Berger Read →

Why Is It Called Lombard Lending? A Short History

The name traces to the medieval Lombard merchant-bankers of northern Italy who lent against pledged goods — the history behind the term.

18 July 2026 · Nicolas Berger Read →

How to Borrow Against Stocks: A Step-by-Step Guide

How to borrow against stocks step by step: eligibility, loan-to-value, rates, drawdown, and repayment on a Lombard loan.

15 July 2026 · Nicolas Berger Read →

How the Wealthy Borrow Against Stock Instead of Selling

Why founders and UHNW investors borrow against shares rather than sell them — the buy, borrow, hold strategy explained.

14 July 2026 · Nicolas Berger Read →

What Happens if Your Shares Fall? Margin-Call Risk

How margin calls work on a Lombard loan: warning thresholds, top-up options, and how to reduce the risk.

13 July 2026 · Isabelle Chappuis Read →

Borrow Against Stock to Buy Property Without Selling

Use a Lombard loan against your share portfolio to fund a property purchase or bridge, without selling stock.

12 July 2026 · Nicolas Berger Read →

Does Borrowing Against Shares Trigger Capital Gains Tax?

Borrowing against shares does not itself trigger CGT: how a Lombard loan defers the tax event versus selling.

11 July 2026 · Isabelle Chappuis Read →

Lombard Loan vs HELOC vs Personal Loan

Compare rates, speed, collateral, and risk across a Lombard loan, a HELOC, and a personal loan.

10 July 2026 · Matthias Roth Read →

Can You Borrow Against Restricted or Unvested Stock?

What lenders accept for restricted, unvested, RSU, and pre-IPO stock, and how founders unlock liquidity before an exit.

9 July 2026 · Isabelle Chappuis Read →

Lombard Loan vs Selling and Rebuying Your Shares

The true cost of selling and rebuying versus a Lombard loan: crystallised gains, a reset cost base, and time out of the market.

8 July 2026 · Matthias Roth Read →

How to Fund a Tax Bill Without Selling Shares

Use a Lombard loan to pay a tax bill without selling stock, crystallising gains, or forcing the timing.

7 July 2026 · Nicolas Berger Read →

Lombard Loan vs an Equity Collar: Borrow or Hedge?

One raises liquidity, the other hedges downside on a concentrated stock. How they compare, and when to combine them.

6 July 2026 · Matthias Roth Read →

What Is a Lombard Loan? An Institutional Primer

A primer on the Lombard loan: mechanics, its origins with the medieval Lombard bankers, and where it sits in private-wealth financing.

5 July 2026 · Isabelle Chappuis Read →

Lombard Loan vs Margin Loan: The Real Difference

Why a bespoke Lombard facility and a brokerage margin account are structured, priced, and governed as different instruments.

4 July 2026 · Isabelle Chappuis Read →

How Loan-to-Value Is Set on a Lombard Loan

The variables behind LTV: liquidity and free float, volatility, position size, concentration, and recourse.

3 July 2026 · Isabelle Chappuis Read →

Portfolio-Backed Credit in Family-Office Structures

Portfolio-backed credit within multigenerational structures: diversification, downstream deployment, and succession bridging.

2 July 2026 · Nicolas Berger Read →

Borrowing Against a Concentrated Single-Stock Position

Raising liquidity from one large holding without selling it, and how concentration shapes the terms.

1 July 2026 · Nicolas Berger Read →

Cross-Currency Lombard Loans

Borrowing in one currency against collateral denominated in another: FX risk, funding choice, and how cross-currency facilities are structured.

30 June 2026 · Matthias Roth Read →

Dividends and Corporate Actions in a Lombard Loan

How dividends, rights issues, and other corporate actions are treated while a securities portfolio is pledged.

28 June 2026 · Matthias Roth Read →

Non-Recourse Lombard Loans

When the lender’s only remedy is the collateral: what non-recourse means for loan-to-value, pricing, and borrower protection.

20 June 2026 · Isabelle Chappuis Read →

The Tax Treatment of a Lombard Loan

Why borrowing against a portfolio is not a disposal, and the tax considerations that follow — in general terms, not advice.

10 June 2026 · Nicolas Berger Read →

Lombard Loans in Switzerland: A Private-Banking Tradition

The Swiss private-banking tradition of Lombard credit: how it developed and why Geneva and Zürich remain its home.

30 May 2026 · Matthias Roth Read →